Independent business

A starting point for the work ahead.

The business behind the idea · workspace businesses

A better starting point for your next place to work.

Tell us about your business, your priorities and the timing you are working toward. A short application is the starting point for exploring potential financing.

Start with your business details. Any offer is subject to eligibility and provider terms.

Illustrative scene of independent coworking space: modular shelves, a small communal kitchen, shared timber desks
Illustrative scene of independent coworking space: shared timber desks, quiet meeting booths, task lights
Illustrative scene of independent coworking space: task lights, closed laptops, modular shelves

A perspective for workspace businesses

Put your experience at the center.

A useful workspace gives people room to do their best work. Consider what your next stage needs behind the scenes.

Begin with your next place to work. Share what you want to achieve and explore whether potential financing fits the plan.

Possible uses

Start with the purpose.

Think about the business need first. These are examples of uses to discuss, not a promise of available financing.

01

Workspace fit-out

Consider the cost, the timing and how workspace fit-out would fit into the way your business operates.

02

Business technology

Consider the cost, the timing and how business technology would fit into the way your business operates.

03

Facility improvements

Consider the cost, the timing and how facility improvements would fit into the way your business operates.

Before you decide

Questions worth asking.

If you receive an offer, review the obligations as carefully as the opportunity.

01

The full cost

Look at the total amount you would repay, including any fees and other charges.

02

The repayment rhythm

Check the payment amount and frequency against the way revenue moves through your business.

03

The conditions

Understand security requirements, restrictions and what happens if your circumstances change.

How it works

From your priorities to the next step.

Take the application one step at a time. Review the details before you submit.

01

Your business

Start with the basics: what you do, how long you have been operating and your monthly revenue.

02

Your priorities

Share the amount you have in mind, your timing and what you want the funding to support.

03

Your next step

Review the consent details and verify your number. Consider any available options and their terms.

Before you begin

A little preparation goes a long way.

Have the basics nearby. You can review the consent language and legal pages before submitting your application.

  • 01Your business and contact information
  • 02Time in business and monthly revenue
  • 03The amount and purpose you have in mind
  • 04Your mobile phone for SMS verification

A few things to know

Good questions make a better starting point.

Will there be a credit check?

Requirements vary by provider and product. Read the relevant disclosures and ask about any credit inquiry before giving authorization.

Does an application guarantee funding?

No. Submitting an application does not guarantee approval, an offer or any particular terms. Eligibility, costs, repayment requirements and timing vary by provider.

What should I have ready?

Have your basic business information, an estimate of monthly revenue, time in business, contact details and the purpose of the funding you want to explore.

What happens when I apply?

You share information about your business and funding needs, review the consent language, and verify your mobile number. Any available options depend on the application and provider requirements.

Make a beginning

What is next for your business?

Put your priorities into focus. Start an application to explore potential funding options.

Take the first step

No guarantee of approval or an offer.
Review all terms before accepting financing.